Frequently Asked Questions

1. Payday Loan: what is it?

   A Payday Loan (or a Cash Advance Loan) is a short term Personal Loan that is repaid with a preauthorized electronic withdrawal for your bank account on your next payday.

2. How long does it take to be approved?

   It usually takes less than a day for approval after our affiliated lenders have received all your information.

3. Is my information secure?

   Absolutely. We respect your privacy. Our system is designed to protect your personal information. Click here for details.

4. What are the requirements for approval?

   While the conditions vary from lender to lender, most of them require:

   • A current job for at least 3 consecutive months.
   • Take home a minimum of $1000.00 monthly after taxes.
   • Valid bank account in your name.
   • Current home and work phone number.

   
   
5. What if I have poor credit?

   Our lenders often loan to people who have had past credit problems.

6. How much can I borrow?

   Depending on the lender you will be matched with, you can borrow up to $1000,00.

7. How will I know that you will only withdraw what I owe on the loan?

   Our lenders have no legal right to withdraw more from your account than you authorize in the loan agreement.

8. I have submitted the loan request. What should I do next?

   A customer service representative will contact you shortly. An email with instructions on how to proceed has been sent to the email address you have provided.

9. What are your fees?

   Our company provides this service absolutely free to you. The lenders you are matched with, however, do charge service fees which are the industry standard ($18.00 to $28.00 for each $100.00 borrowed).

10. When do I need to repay the loan?

    Loan due dates are on your payday. While this may vary from lender to lender, generally the minimum number of days a loan can be taken for is 4 days, and the maximum number of days a loan can be taken for is 18 days.

11. I cannot submit my loan request.

    If you are experiencing difficulties submitting your request on FastLoans4All.com, please use our affiliated website www.AOLExpert.com.